How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Can I Refinance My Mortgage? This calculator can help determine whether it makes sense to refinance your mortgage. Retirement Redefined Around the country, attitudes about retirement are shifting.